Last Updated: September 30, 2025

Welcome to e-SCHOLE ZIMOSYSTEM. By using our website and services, you agree to this Privacy Policy and Terms of Service (“Agreement”).

1. Collection and Use of Personal Data

We collect personal information such as your name, email address, contact details, and payment information when you register or transact with us.

• Purpose: To create accounts, deliver services, process payments, improve user experience, and comply with laws.
• Payments: All payments are processed securely through authorized gateways. We do not store credit card or bank details.
• Learning Modules: We provide access to shared learning materials for educational use only. We do not guarantee results, accuracy, or outcomes.

2. Global Privacy Compliance

We are based in the Philippines but serve users worldwide. To respect global privacy standards:

• Philippines (RA 10173 – Data Privacy Act): We comply with local data protection rules.
• European Union (GDPR): EU users have rights to access, correct, delete, or restrict processing of their personal data.
• California (CCPA): California residents may request disclosure of personal data collected, deletion, and opt-out of data selling (we do not sell data).
• Other Jurisdictions: We follow applicable privacy regulations in your country of residence.

3. User Rights

You have the right to:

• Access, correct, or request deletion of your data (subject to legal requirements).
• Withdraw consent to processing at any time.
• File complaints with the National Privacy Commission (Philippines) or regulators in your country.

4. Responsibilities of Users

By registering and using our platform, you agree to:

• Provide accurate information during registration.
• Keep your login credentials confidential.
• Use services lawfully and not for fraudulent or harmful purposes.
• Respect intellectual property rights of our platform and other users.

5. Intellectual Property

All website content, trademarks, logos, and materials are owned by or licensed to [Your Company Name].

• You may not copy, distribute, or modify content without written permission.
• Users are responsible for any content they upload or share.

6. Disclaimers

• Services and learning modules are provided “as is” and “as available.”
• We make no warranties regarding accuracy, reliability, or completeness of materials.
• We do not guarantee results, certifications, or qualifications.

7. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for direct, indirect, incidental, or consequential damages from use of our services.
• We are not responsible for reliance on modules, third-party content, or service interruptions.

8. Payments and Refunds

• All payments comply with Philippine e-commerce and online payment rules.
• International users agree that transactions are governed by Philippine law.
• Fees are non-refundable unless required by law or stated in a refund policy.

9. Data Retention and Security

• Data is stored only as long as necessary for services or legal obligations.
• We implement safeguards to protect against unauthorized access or misuse.
• In case of a breach, affected users and authorities will be notified as required by law.

10. Termination of Accounts

We may suspend or terminate accounts that violate this Agreement, laws, or harm our community.

Termination ends your right to use services, but legal and payment obligations may remain.

11. Governing Law and Jurisdiction

• This Agreement is governed by the laws of the Republic of the Philippines.
• For foreign/global users, international privacy laws are respected, but legal disputes will primarily be under Philippine jurisdiction unless local laws require otherwise.

12. Changes to this Agreement

We may update this Agreement from time to time. Updates are effective once posted here.
Continued use of our services means acceptance of revised terms.

13. Contact Us

For questions regarding privacy or terms, please contact:

e-SCHOLE ZIMOSYSTEM

 Email: info@e-schole.com

 Phone: 09177187398

 Address: Opone Compound, Hon. B. Tudtud Road, M. Cuenco Avenue, Banilad Cebu City

EU users (GDPR): You may contact your local Data Protection Authority.

• California users (CCPA): You may contact us to exercise your rights.